TIAA Equity Index

• tiaacref.org
  Invests in approximately 3,000 companies
  Expense: 0.26%
  Mininum investment: $2,000 to open IRA; $ 2,500 for general account (or $50 if you start an Automatic Inv. Plan). If your balance is below $1,500, you will be charged $25, unless you invest at least $100/month in an automatic investment plan.

Vanguard Total Stock Market Index

• vanguard.com
  Invests in approximately 3,400 companies
  Expense: 0.20% (other fees may apply)
  Minimum investment: $3,000 minimum to open an IRA; $3,000 minimum to open an investment account

Vanguard Star

• vanguard.com
  Invests 35% in bonds and 65% in stocks using a basket of Vanguard funds
  Expense: 0.37%
  Minimum investment: $1,000 minimum to open an IRA; $1,000 minimum to open an investment account

Schwab Total Stock Market Index Fund

• schwab.com
  Invests in 4,000 companies
  Expense: 0.09%
  Minimum investment: $100

Schwab International Index Fund

• schwab.com
  Invests in 350 publicly traded companies from selected countries outside the U.S.
  Expense: 0.19%
  Minimum investment: $100

Schwab Small-Cap Index Fund

• schwab.com
  Invests in the second-largest 1,000 publicly traded U.S. companies
  Expense: 0.19%
  Minimum investment: $100

Fidelity Four-in-One Index Fund

• fidelity.com
  Invests 55% in 500 largest stocks, 15% in rest of U.S. stock market, 15% in international stock index, 15% in bond index
  Expense: 0.36%
  Minimum investment: $2500 minimum to open an IRA; $10,000 minimum to open an investment account

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Targeted Retirement or "Lifecycle" Funds New!

With these funds, you pick the year you expect to retire -- let's say 2035. You buy that portfolio and over the next 30 years the company you choose picks a mix of stocks and bonds to get you the best return with the lowest overall risk. As you get closer to 2035, your investments get less risky.

Fidelity Freedom Funds

• fidelity.com
  Invests in a combination of stocks, bonds and cash equivalents
  Years available: 2010, 2015, 2020, 2025, 2030, 2035, 2040
  Expense: between 0.71% and 0.91%
  Minimum investment: $2,500 minimum to open an IRA; $2,500 minimum to open an investment account

T. Rowe Price

• troweprice.com
  Invests in a combination of stocks, bonds and cash equivalents
  Years available: 2010, 2015, 2020, 2025, 2030, 2035, 2040
  Expense: between 0.67% and 0.84%
  Minimum investment: $3,000 minimum to open an IRA; $2,500 minimum to open an investment account

Vanguard Target Retirement Funds

• vanguard.com
  Invests in a combination of stocks, bonds and cash equivalents
  Years available: 2015, 2025, 2035, 2045
  Expense: 0.21% or 0.22%
  Minimum investment: $3,000 minimum to open an IRA or general account

*Sources: Fidelity.com, Schwab.com, Tiaa-cref.com, Troweprice.com, vanguard.com