• prosper.com - borrow money from individuals
• bankrate.com - savings rate info
• hsbc.com - savings rates
• ingdirect.com - savings rates
• charitywatch.org - get a letter grade for your charity

Have you heard of prosper.com? It’s a site where you can borrow up to $25,000, but you don’t have to borrow from a traditional bank. Consumers basically go to the site and list what they want to borrow money for, whether it be for school, medical bills or credit card bills. They then post the interest rate they’d like and they get responses back. The lender makes more money on the loan and the borrower gets a lower rate. It sounds like a great idea in theory, and we’ll keep you posted. However, there is some risk.

The cable television industry lost a total of one million people last year. Clark is psyched about this news because the industry needs a huge makeover. The monopoly industry has been able to shove increases upon increases down the throats of customers, and they just have to take it. Well, not anymore. The Federal Communications Commission also found that 15 percent of households have scaled back to regular old rabbit ears. In addition, more people are switching to satellite. About 27 million households now have it, and that number continues to grow!

Clark wants you to be aware of a dangerous, new phishing scam out there that purports to be from the National Credit Union Administration. It targets people who are members of credit unions and it looks very official. Not only are the graphics very real looking, but the link in the e-mail looks real too. You never want to update your information or your accounts through an e-mail. Always go to the Web site itself or call the organization.

Clark has been a big fan of buying prescription drugs from Canada since it became available. People save so much money this way, compared to buying drugs in the States. And the FDA continues to try and fight this trend. New reports show that the seizures of drugs from Canada have increased by 400 percent since Medicare D went into effect. This is ridiculous! The FDA has convinced the U.S. Customs Service that seizing meds people bring across the border is the priority. It’s not terrorism or even illegal drugs. It’s your grandmother carrying her medications across the border. Are we in a free market administration or not?