• missingmoney.com - claim your money
• unclaimed.org - claim your money

Did you know that there are tens of billions of unclaimed dollars floating around the United States? This money ends up in the hands of your state when it is not claimed by its rightful owner or beneficiary. But thanks to the Sarbanes-Oxley corporate reporting law, also known as SOX, more people have been able to claim what is rightfully theirs. The law basically requires companies to be honest with their books and more forthcoming about money owed to customers. Many companies were hiding money that they should have been giving back to customers. All you have to do is go to missingmoney.com or unclaimed.org. Clark visited the site and found money for himself.

The Federal Reserve is trying to figure out what to do about credit card disclosures because the print is so small and hard to read. Even lawyers get confused when they try to explain the disclosures. The Federal Reserve is trying to figure out if the disclosures should be written in layman’s terms, and, of course, banks are furious about it. A reporter at bankrate.com wrote a story on balance transfers from credit card offers and the small print explaining them. He analyzed the process step-by-step and found twelve ‘gotchas’ in the explanation. Obviously, the Federal Reserve is on the right track. Clark believes the banking industry has a major problem with greed, especially when dealing with credit card portfolios. You should not have to go through a twelve-step test in order to figure out your balance transfer. Clark wants you to go through any disclosures for credit cards you have and find the gotchas that may get you!

Clark admits that he does not always follow his own recommendations. During his second daughter’s birth he forgot to bring the Durable Power of Attorney for healthcare. His wife constantly reminds him of this one occurrence. Clark then talked to his wife about how to access his financial information if he died. She did not want to think about his death, but Clark felt it was really important for her to know his accounts and passwords. Don’t assume your loved ones know how to access your financial information. Show them how to access it and you will be protecting them.

These days, more people want small cars or “mini” cars because gas is costing them so much money these days. Clark has a Scion XB that gets great fuel mileage and has tremendous room on the inside. He admits the car is very ugly, but he spends the majority of his time inside and does not really care about the outside appearance. You are going to see a lot uglier, mini cars in the next 18 months. Car companies believe there will be a lasting market of people looking for fuel efficient vehicles, meaning the car gets over 30 miles a gallon.