A "kitchen cabinet" is indispensable for anyone who owns their own business or wants to start one. This is an informal group of advisers who help guide you and develop new strategies to improve your business.

SCORE.org -- the Service Corps of Retired Executives -- has historically offered free advice to entrepreneurs thanks to the volunteer efforts of corporate America retirees.

The Wall Street Journal now reports a group called Athena International is helping women small business owners with free mentoring. This particular group operates in about 30 cities through local chambers of commerce.

Finally, small business development centers that are affiliated with universities in your community may also be of help.

There's so much emphasis on assisting the entrepreneur who is just starting out. But often you need the most help about 12-18 months into your business. That's most important time to draw on the experience of your informal kitchen cabinet.