Are you using free productivity suite packages like StarOffice or OpenOffice instead of going the costly Microsoft Office route?

Well, Clark has a suggestion if you're looking for another freebie. Zoho.com is a new productivity suite that won't cost you a penny. So far it's been praised in a number of tech reviews.

Zoho is a cloud computing platform, which simply means it is a web-based system that's stored in cyberspace -- there's no software to download. You create a username and password and then can access the service from any computer.

This system was designed with small business in mind. Businesses with up to 9 employees can have accounts for free.

However, there is one great unknown. If this goes bust, what happens to all your stored documents? Chances are they may go off into the ether somewhere. That is one of the potential downfalls of using a cloud computing platform.