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Mar 16, 2009 -- Reducing college expenses with a 3-year degree program

When we think of college, we typically think of a traditional 4-year experience or even longer. But by cramming an education into 3 years, you can actually save a bundle by eliminating the cost of housing, meals and transportation for a fourth year.

That move will typically reduce the final cost roughly by a quarter. This is exactly what Clark did when he worked during the day through undergrad school and took classes at night over 3 years

More schools are now experimenting with this idea. For example, Hartwick College in upstate New York is offering a 3-year undergrad degree, according to The New York Times. It involves a modified schedule where you go to school for a fall term, followed by a January term (sometimes called a "minimester") and then a spring semester. This kind of scheduling saves you $40,000 at Hartwick over the course of your education.

State schools can also boost their bottom-line by adopting 3-year degree programs. After all, the state schools are already bursting with new students who have enrolled in pursuit of a cheap education. So a full-year calendar increases the capacity of a state school by 33% without the expense of having to build any new facilities. Now that's stretching taxpayer dollars!

Meanwhile, Clark also wants to salute a teacher named Abby Brown in a distant suburb of Minneapolis-St. Paul called Marine on St. Croix. This sixth-grade teacher was spotlighted in The New York Times because she's developed a desk design where the children stand. It's said to increase concentration and alleviate boredom by allowing the students freedom of movement.

Way to think outside of the box, Abby!

Finally, the consumer champ has received a lot of questions from people asking why he stands during his HLN show. When the radio station where he works was being built, they hired a consultant to design the studio who believed that talk show hosts have more energy if they're forced to stand!

Unfortunately, Clark won't be able to answer any questions submitted via commenting. If you have a question, please try posting it to our message boards.

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What others are saying

  • College in 3 years
    It's a nice thought, and I did it - 30 years ago. Unfortunately, colleges are cutting back on classes, so a major hurdle is that the required classes are often not available, or only offered once per year. Since many classes are reqquired to be taken in order, it often makes a three year,or even a 4 year plan, impossible.
  • three year college
    Planning must start by 11th grade. In 12th grade, take at least six credits of transferable AP or community college. Do not take calculus, or a core class for your major. Take those at the U with university competition. Take the last year of a foreign language, sociology, art history, or something where it is the end of the line for your studies. High school guidance counselors are very poor guides for this.
  • three year college
    A three year college degree is a great way to get into medical school, grad school or other professional school. I got accepted to two medical schools, very shortly after the interviews. The message of a three year degree is:work ethic. The message of a five or six year degree is: does not complete assignments on time. The PhD's who teach basic sciences in the first two years of medical school have all been burned by graduate students who take excessive time, money, lab space, etc to complete a thesis.
  • Done in 3
    I'm graduating this year after only 3 years of class. Plus I received a lot of scholarships. The downside? I'm still about $45,000 in debt! I guess there is nothing I can do but start paying it back...
  • 3 years of school
    You will find that if you are able to go to school year round and do 9 credits a semester as a part time student rather than 12-17 credits as a full time student you will save a lot of money. This can work especially well during the first two years when you are doing core classes. Another way to save a large amount of money is to find a five year master's program where the undergraduate and graduate work are combined. Colleges are now doing this for many majors. At my daughters school if you take an undergraduate class during the graduate years you are billed with undergraduate tuition for all classes and maintain your undergraduate scholarships. Not a bad deal!
  • I'm amazed that the last 3 commenters graduated at all with their poor grammar and spelling skills. The university system is so flawed from biased professors and out of control costs that smart people will do whatever it takes (community college, cramming in 3 years, etc.) to get a degree with as little $$ as possible. As for the social aspects of school, you could cram that in too with 2 weeks of non-stop frat parties, $1 beer nights, and sleeping with several football players. Then you can buckle down and learn something, which I thought was the purpose of an education.
  • Odd - Todd Charske
    Great thought but really irrational to think some degrees can be done in 3 years. I was a hemical Engineering major and I think I would of flunked out if I had to do it in 3 years.

    Todd Charsle
  • 3 Year Degree
    I worked full time for my last three years of college. Looking back, I'd suggest that if you can find away to avoid it, don't work. An education is the what you have after you've forgotten everything you've learned. The social skills deveoped after classes is one of the things you loose when you're working every spare minute. There will be plenty of time for working after school is over. Enjoy school, don't rush it. I know it isn't always possible but working so much is something I've regretted for almost 30 years.
  • 3 year degree
    It can be done, I did it except for one class which wasn't scheduled until 4th year, so I ended up getting a masters in the 4th year. WE had 3 kids and I worked at 2-3 jobs. probably hut gpa by about .6 but I would do it the same way if I had it to do over.
  • Also Standing Around
    I work in an engineering office. Last year they replaced all the desks with ones that can raise and lower, so you can work sitting or standing. The most productive employees are the ones who stand the most, and the least productive are the ones who never stand.
  • Standing Around
    Clark: It has proven that if people have to stand at a meeting instead of sitting on their duff, meetings are shorter and everyone understands the objectives of the meeting with all of the B.S. that drags them out left out!!
    Some people just like to sit on their duff and relax.
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