Have you noticed that the price of a gallon of gas is going up while the price of a barrel of oil is going down?

At last trade, a barrel of oil was going for around $35. Compare that to last summer when it was $147! Meanwhile, some industry insiders are tentatively predicting that gas will rise to $2.50 by spring. But they've been mistaken before and could be again…

The issue of supply and demand, of course, comes into play. The middle man in this case -- the refineries -- are reducing their production levels in an effort to increase their profits.

But the reality is that this is a temporary phenomenon and it will fade.

Ultimately, what we pay for gas is controlled by the price of a barrel of oil. So it's only a matter of time before you can reap the benefit of the seemingly bottomless cost of oil directly at the pump.