The Consumer Product Safety Improvement Act (CPSIA) went into effect today and requires testing of children's toys and clothing for dangerous amounts of lead and phthalates.

The Wal-Marts, Targets, Costcos and Toys R' Uses of the world are the intended targets of the new legislation.

But there is still widespread confusion about the law. As recently as 4 days ago, the Consumer Product Safety Commission -- the enforcers of the CPSIA -- had said that retailers would only be penalized if they knowingly sold goods in violation of the law.

Complicating the issue is a district court judge who ruled that all untested children's toys and clothes made before Feb. 10 must be removed from shelves. This has confused retailers who don't know what's safe and what's not to sell.

Then there's the question of whether small businesses that make handcrafts will be shutdown because of the CPSIA. Once again, Clark wants to emphasize that the CPSIA was not written with small business in mind. There is a zero percent chance that you'll be put out of business, according to the penny-pincher.