Recently, Clark discussed safety issues on cruise ships.

The cruise industry has been so focused on Congressional hearings that would require standardized crime reporting among the carriers. The industry's focus historically has been on covering up crimes and not cooperating with investigators.

California had a push to put police on all ships that touch a Golden State port. While the effort passed in the state senate, the industry shot it down in the house. It's a shame because Clark thought California was on the right track.

Mind you, the penny-pinching guru does not want you to think that cruises are dangerous by their very nature. In fact, they're generally a safe form of vacation travel.

But the cruise industry is uniquely poised to crack down on crime -- their ships are controlled environments, after all -- and they're not doing it. If they need a model to follow, they should look to Disney World and its safety procedures.

Are you going on a cruise soon? Here are a few pointers Clark wants to share: Don't take nice jewelry on the ship and invite theft. And when you make port, don't buy from the local jewelers recommended by the ship. The cruise lines have kickback arrangements with these usually overpriced merchants, especially in Caribbean ports.

Again, if the cruise lines think they've been painted unfairly, Clark invites them to come on the show and rebut his comments.