Clarkhoward Home

Mon-Fri 1-4pm ET
Stations near you | help

Video Minute Archives
Daily Audio Archives
Rip-off Alerts
Call of the Week

Today's Show Notes
Previous Show Notes
Clark's Greatest Hits
Free and Cheap

Ask Team Clark
Call 10am-7pm ET
(404) 892-8227

Member Center
Blogs
Newsletters
Message boards
Meet the Team

Appearances
Books
Photos
TV
Talk to Clark 1-4pm ET:
(877) 87-CLARK or
(404) 872-0750

Advertisement
Ask Clark  Looking for something on the site? Search for it here!  Also see Clark's Greatest Hits
help

Feb 25, 2008 -- Baby boomers a new target market for some insurers

Conventional wisdom holds that it's almost impossible for baby boomers who are in the 50-64 age group to buy individual health policies. But increasingly insurers are trying to woo more individuals as customers. That's because big employers are discontinuing health insurance and switching over to reimbursement plans. Such plans may still be managed by the insurers, who act as paper-pushers. But the actual business of insuring is increasingly done by the employers themselves.

Aetna, Humana and Wellpoint all offer products to uninsured baby boomers, according to The Dallas Morning News. They may even take you on if you have some pre-existing conditions. That's good news for the almost 7 million boomers who no longer get health insurance through work and aren't yet old enough for Medicare. Meanwhile, try looking to the warehouse clubs if you're an entrepreneur seeking an individual health plan. Sam's Club leads the field in offering volume-based pricing, but Costco also offers plans in select states.

Unfortunately, Clark won't be able to answer any questions submitted via commenting. If you have a question, please try posting it to our message boards.

Add your comment

Security Image * Please enter the code shown at left
what's this?

What others are saying

  • Individual healthcare policy
    I took your advice and changed to Aetna from Assurant. My monthly premium is $183 less per month and MUCH better benefits,including dental for $15 per month.
  • health insurance
    after 20 years of health insurance, my employer has to stop paying for it because it is outrageously expensive. I'm 57 with 2 grandchildren to cover where do you go now

Advertisement


This week's poll
Should apartment complexes be allowed to completely ban smoking -- from the entire property, not just the apartments?
Absolutely, second-hand smoke is dangerous.
No way, that's too totalitarian.
I'm not sure.

Would you pay extra to live in a non-smoking apartment complex?
Yes.
No.
see previous polls


Advertisement