With Valentine's Day just around the corner, Clark has already bought and given 2 dozen roses to his wife. He picked them up at a warehouse club for $14.99. He also has another gift in the works for the day itself that's not price-sensitive. Holidays are mostly market-driven these days; you shouldn't feel like you have to spend a fortune on jewelry or flowers. Many times the woman you love would be more interested in you thinking up something romantic than blowing a wad of cash. For example, women are often excited to have a stranger deliver flowers at work. So why not go to a supermarket on Valentine's Day, pick up some roses and deliver them yourself to your sweetie's workplace? You'll save big and score a lot of brownie points in the process!

Around this time of year, local dating services that use commissioned salespeople are being heavily advertised. The Better Business Bureau reports there's been a 73 percent increase in complaints about these businesses during the last 12 months. The complaints include lies about the pool of dating candidates available; high pressure sales tactics; and bad customer service. In Clark's TV work, they once sent in hidden cameras to expose what potential clients face at dating services. One very tough woman who went in undercover came out in tears because of the ordeal.