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Friday, February 1, 2008Other Dates

Websites/phone numbers mentioned:

myFICO.com - Assess damage to your credit report
DinkyTown.net - Free financial calculators

Eye-Fi offers wireless memory chip for digital cameras

If you're like Clark, you snap a lot of digital photos and then have trouble getting them out of the camera and into the real world. He's too lazy to figure out how to hook up the cable to his computer to print them or upload to a website! There's a new solution to this problem that's been getting some great reviews. A company called Eye-Fi sells a memory chip for your camera with built-in wifi. The chip, which is SD compatible, automatically uploads images to your computer or a photo-sharing site. At $100, Eye-Fi chips cost of about 8 times what you'd pay for a standard 2 GB memory chip. But prices should be dropping by the end of the year. Eye-Fi will work with most major photo-sharing sites including Snapfish, Shutterfly and Flickr.

Meanwhile, the cost of developing pictures is dropping and there are a lot of value-added propositions. Clark recently received a bound, hardcover book with photos and commentary to commemorate a trip that he and his wife took with another couple. That's how advanced photo processing has become. Remember the old days when Clark would recommend having a disposable camera in the trunk so you could take pictures if you were in a fender bender? Today people would probably just use their camera phone and e-mail pictures directly to the police!

Exercise can slow the aging process

Clark is obsessed with exercise. He doesn't feel right unless he works out every day, which may say more about the psychological than the physical. Exercise helps him relax and relieve stress. Interestingly, he doesn't do it to be fit or in good health. The Archives of Internal Medicine has now done a long-term evaluation of 2,400 British twins. Researchers found that people who exercise routinely through life slow the aging of their bodies. Similar studies have demonstrated that exercise can reduce the risk of heart disease and cancer. But this study now shows that you can actually steal back some years from the calendar. The current thinking is that by consistently exercising 4 times a week you can gain about 5 or 6 extra years of quality living. Many people have difficulty developing the habit of exercise. Clark's advice is to do it one step at a time. Start with just a walk, perhaps twice a week. You'll need a routine, so pick a time of day and stick to it. Once you're comfortable with twice a week, start walking at least 3 times a week. From a financial perspective, you'll save on medical care and missed days at work.

Habitat for Humanity 2008 is here!

Today Clark broadcasted from the site of his 13th annual Atlanta Habitat for Humanity build. It was a chilly day in the ATL with sun mixed with cold and high winds. But nothing slowed down the volunteers who came out to lend a hand. This year Clark is sponsoring 5 of the 7 houses that are being built. His history with Habitat goes back to 1996. That was the year Clark first began sponsoring houses and building alongside listeners. Every year he looks so forward to these builds, which are set to run through March 1. In just 7 days of builds, volunteers go from cinder blocks to completed houses that will become homes to working families. The future homeowners participate in the process through sweat equity. Atlanta Habitat for Humanity requires them to undertake 250 hours of volunteer labor; 1 year of classes on how to handle money; and for the first year they actually live in the homes as renters. After 12 months of on-time payments, they have a retroactive closing and the payments are applied towards their 0% interest mortgage. Clark loves that this program is a hand up, not a hand out, and that he can help build a house that will become a home.

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This week's poll
Which of these recent rip-off alerts shocked you the most?
Campuses taking kickbacks from health insurers.
AT&T settling a lawsuit over 3rd party billing charges.
Online loans coming with interest rates as high as 2,000%.
Scamsters pretending to collect funds for flood-relief charities.
All of the above.
None of the above.
see previous polls


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