Clark recently overheard a man at the studio talking about shopping for a new car. One question that popped out of his mouth surprised Clark: "When did the average cost of a vehicle become $35,000?" It got Clark to thinking, "What kind of cars is he looking at?" Vehicles are the best deal they've been in a long time. We choose to gingerbread them with extra features and gussy up the price. But you can still get a fantastic new car for no more than $15,000.

There's a huge market for affordable auto transportation, and Clark means really affordable. Several years ago, he told you about a vehicle called the Logan by Renault. This 4-door sedan is available in Europe fully equipped for $6,000-8,000. Meanwhile, India has a $2,500 car entering its marketplace on Jan. 10. The vehicle is being introduced by Tata Motors, a company that's set to buy Jaguar. Talk about the opposite extreme of vehicle price!! Unfortunately, these kinds of affordable vehicles aren't available stateside yet. Many people are stuck in the '80s when it comes to thinking about affordable vehicles. If the terms "low cost" and "cars" make you automatically think "Yugo," you owe it to yourself to re-examine the new wave of today's low-cost cars. But keep in mind that, as Clark recently told you, the real deals in '08 will be with used cars.