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Dec 10, 2007 -- Bill Me Later a win/win for online shoppers and merchants
Do you often shop online? If so, you may see an option when you're checking out called Bill Me Later. This Baltimore-based company allows you to shop online without divulging your credit card information to every vendor. It's fast becoming the friend of merchants and customers alike, while Visa, MasterCard and the other traditional cartels grow to despise it. With Bill Me Later, you simply enter the last four digits of your Social Security number and you either get instant approval or you're denied. This is a more secure method to shop online. The other advantage is that Bill Me Later sometimes offers extended payment times at no interest. In addition, this is a money saver for businesses too. Merchants pay a lower fee per transaction than they would to process a normal credit card transaction. So Bill Me Later is a win/win situation for both consumers and businesses.
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What others are saying
bill me later not applying payment
i did a payment to pay my ballance in full they didnt aply the payment and waited 2 weeks to tell me they told me the day after my payment was due
Bill me later
Please do a google on bill me later for recent dealings with this firm. I purchased about $2k of merchandise from MacMall & hit the bill me later button. My order was split as 2 transactions - one for about $1,800 for 90 days same as cash (sac) & the other $200 as a regular purchase due in 3 weeks or the 19.99% apr applied. You have to pay off all $2k in 3 weeks to avoid 19.99% interest on part of the transaction as they apply any payment porportionally to the sac amount and regular transaction. I paid off the entire $2k to avoid interest.
Bill me later sends statements late if not at all
In September I signed up for paperless statements from bill me later. I never received the first e-mail confirming my signing up. I didn't receive a paper statement until December. By then I had two $39 late fees. I have since cancelled my account. Bill me later's customer service is a joke. They are not helpful and kind of rude. Keep getting your paper statements if you are a current customer, if you are not a customer I'd be leary about signing up.
BEWARE: EBay just ate Bill Me Later!
Ebay just aquired Bill Me Later, so watch out for the same crooked behavior you've come to expect from Ebay and Paypal.
