Do you get spam text messages on your cell phone? Clark recently got the same spam message on both of his cell phones from two different carriers. It was a text message for a "hot" stock that he later read was making the rounds. This whole field has become a new battleground in the cell phone business as spammers have moved from e-mail to text messages. The cell phone companies benefit whenever you get spammed because most people are on metered plans and pay five or 10 cents for every text they receive. If this sounds like you, call your carrier and ask to be reimbursed or credited for every spam text that hits your phone. After all, it's your money -- no matter how little it is. You may also want to get unlimited text messaging if you have teens on your plan. Some teens use text messaging a hundred times a day! Finally, you might also want to have international calling blocked on your cell. This will protect you from hefty expenses if your phone is stolen and someone tries to call overseas.