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Tuesday, July 24, 2007Other Dates

Websites/phone numbers mentioned:

emigrantdirect.com - earn 1.4% on "reward" cards
zennioptical.com - cheap glasses you can purchase online
ticketmaster.com - cheapest tickets for events not already sold out
craigslist.org - cheapest tickets for sold-out events

Beware of fine print on Reward cards

Look out for the advertised "deals" on reward cards: Clark saw one in a retail store. He opened the brochure and flipped to the "mice-type" in the rewards section. The 2% reward turned out to be only .5%! You only got 2% if you shopped at that store and ran a credit balance. It's not that all rewards cards are a bear trap, but there are enough duds out there that you just can't trust them without really looking over all the asterisks.

You have to be very savvy to even make airline reward cards work. You have to be doing a substantial amount of flying on the airline and charging on the card to get your rewards. And even so, the company might cap the amount of miles you can earn per year, or they may suddenly change the rewards on those cards! Look out for three things:
(1) be wary of annual fees;
(2) be aware of fake reward levels (like the 2% "deal" above)
3) these cards have awful interest rates.
For people with money, it’s hard to beat the deal from emigrantdirect.com! They have a deal where you put money with their savings account, and you get a MasterCard that earns 1.4% But you have to maintain $10,000 in the account. Other good deals include the CostCo "True Rewards" card: No annual fee, 1% back on all purchases, 2% on all travel, 3% on all restaurants. It's pretty simple and clear, but you must pay your balance in full each month to avoid high interest rates!

How to Get the Cheapest Event Tickets

A Wall Street Journal journalist wanted to find out how easily and cheaply he could find tickets for certain entertainment venues. After doing some research, he found that TicketMaster was cheapest when the event was not sold out. But for sold out events, it turns out CraigsList is the best! CraigsList is good because it’s person to person; you meet the person who’s selling, and that helps prevent buying counterfeits.

Some promoters and sports teams are learning that most fans can’t or won’t pay corporate prices, and are starting to offer cheap back-of-house seats. Having empty seats really hurts the feel of the event. People who buy cheap seats -- the real fans -- bring life to the concert or event. And they often buy more at the concession stand!

Moisture Strips in Cell Phones Can be All Wet!

There are “moisture” strips inside cell phones that show whether your phone has gotten wet or been submerged. Cell phone companies use these like law to void your warranty and deny you repair service. The cell companies claim they are “foolproof,” but in fact, according to the New York Post, they are faulty lots of times. It’s been proven that just by putting a damp cloth next to the phone, you can change the color of the strip! So if you have a problem with your cell phone, and you were told your warranty is void because you got it wet (when you know you really didn’t), here’s what Clark recommends. Find an old cell phone you’re not using anymore, take it back to the store, put a damp cloth near the strip on the battery, and prove to them right there that the strip is not accurate!

High quality HD radio a little known bargain

High-definition radio is taking over the radio world, but most people are not even aware of it. HD radio converts radio signals into the rich, deep sound you’d receive on a CD. It also allows stations to "split" their signal and offer more than one channel on their station, which increases choices for the listener. Just a year ago, almost no stations offered HD broadcasts, and HD radios themselves were hard to find. But now 1,300 HD stations exist, and that number will continue to grow. Some stations are griping about the expense involved in converting the signal. But this is short-sighted because listenership will increase when there are more choices and better quality. HD radio is being installed standard in BMWs, Jaguars, and Hyundais now, and soon, it should be a standard feature on all cars. So why spend $150 a year on satellite radio, when you could spend around $130 one time for an HD radio? The signal is just as clear.
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