Some insurance companies, when you call up and ask questions, will log it on your C.L.U.E. report. This is a tactic that makes other insurance companies not want to insure you. But, you can order your free C.L.U.E. report once a year just like you can with your credit report, and if something turns up false, challenge it. The website to go to in order to order your C.L.U.E. report is choicetrust.com. Fill in some blanks and you’ll have to give your social security number, but then you can check out your personal auto and your personal homeowners report. They do charge you if you need a homeowners report on more than one address.