The website set up by the credit reporting agency Experian is bogus. The name of their website sure makes it sound as though you can get your credit report for free, but that isn't the case. When you go to the site, you are automatically enrolled in a "free trial," for which you will pay $12.95. Don't ever pay to see your credit report at this site! Instead, go to the site that is sanctioned for viewing your credit report for free, really. It's annualcreditreport.com and you can get a report from each of the agencies for free.