There is a day to honor just about everything in America, and today is one of those days. Clark wouldn’t normally name each day, except for the fact that today happens to be “Teach Your Child to Save Day.” It’s very hard to teach kids about money and the importance of investing and saving when they are so young. The challenge is much tougher these days because money isn’t really present; it’s all about plastic and credit cards. Kids start to think plastic pays for everything. They are not going to learn about money unless you teach them. Clark is a big proponent of the “Three Jar” system, whereby parents set up jars with red, yellow and green lids. Green is money that’s available for spending; yellow is money being saved for something important and meaningful; the red is for charitable giving. The idea of the red jar is that it’s from the heart. It has worked well in households across the country. And, try to keep plastic out of the hands of kids. Banks are targeting “tweens” as the next big group to influence credit card buying. So, as parents, you need to learn to say, “No.”