Health care is changing and it could have a major effect on you and your family, not to mention the entire country. Americans spend about 50 percent more on health care than any other country. Yet, lifespans are shorter here. Some folks are in favor of government-provided health care, but this concerns Clark. The government already pays for about half of health care in the country, so we’re already creeping toward socialism in health care. Clark would much rather see us go the other way, with individuals being in charge of their health care. Insurance companies should be required to sell standardized policies, which is a legitimate role of government. Clark thinks insurers should have about 8 to 10 policies and that’s it. You pick one, depending on how many people are in your family. Age and gender would also play a role because women go to the doctor more than men, as do older people.