You might not think you’d hear about Anna Nicole Smith on Clark’s show. But as he heard more about this story on every television channel, it got him thinking that her story helps illuminate the need for a will. Smith had no will. As a result, people are fighting over her daughter and, therefore, her money. It’s going to cost the taxpayers thousands of dollars as this dispute plays out in court. If you are married, or are married with kids, you need to have a discussion with your loved ones and prepare a will. It takes about 15 minutes with the software program, WillMaker, and will save your family huge heartache. Also remember that the beneficiaries you have listed at brokerage houses will trump those you have listed in your will. So, check that stuff every other year. If you have your first wife listed as your beneficiary on your 401k plan, for example, she will get your money, even if you have a new wife who is listed on your will.