Do you know what “reloading” is? It’s something that happens to people who’ve gotten scammed already and agree to pay money to someone else to help them get their money back. The criminal usually poses as a detective or police officer, so people have faith that it’s for real. But it’s not. They’ll tell you they need some “seed money” to get started looking for your money. If someone calls and says something similar to this, tell that person never to call again and hang up. You are being targeted for a reload scam.