You may have heard that retailers had a lousy Christmas last year, especially those in the clothing market. Consumers were all about electronics this holiday season, and that includes women and men. Digital cameras, televisions and HDTVs were the popular picks for everyone. Add to that the fact that it’s been a pretty mild winter, which keeps people from buying the warm clothing they normally would. The upside to this news is that retailers will have fantastic deals on clothing in the next few weeks. In fact, “past season” or winter clothing is going to be extra cheap, so you can stock up for next winter. Retailers are basically dying to get rid of this inventory to make room for the spring and summer clothes. The only retailers that had a good Christmas were Costco Wholesale, Neiman Marcus, Saks Fifth Avenue and Guess. So, you won’t find the deals at those places. But nearly everywhere else you go will be a steal. In addition, home heating bills will be low.