Kids have a tough time understanding money. Some don’t even know that money is real, in fact. Clark remembers going to the candy store and buying candy bars when he was a kid. A candy bar cost 5 cents, and back then it was a lot. Today, he gives his daughter $1 for helping him and she doesn’t think it’s very much. So, how can kids learn the value of money? One way is to open a mutual fund for your child and let him or her watch it grow. You teach your child ownership and responsibility. USAA actually has some great funds, one of which is called “First Start.” It costs just $20 to open, which is unheard of in the business. And, anyone can open one of these accounts. Typically, USAA is only available to military families and their dependents. But this package of products for kids is open to everyone. So, check it out!