Insurance is one thing Clark doesn’t skimp on, and he doesn’t want you to either. You want your life insured with a financially solid company that will be around down the road when your family may need it. With life insurance, quality means financially strong. When it comes to car and home insurance, quality means that the company is there for you and does a good job. J.D. Power & Associates and Consumer Reports recently rated auto insurers, and both found two companies that are far better than any other company. There are good companies out there, but these two blow everyone away every year. They are USAA and Amica Mutual. USAA is only available to military personnel, their dependents and recent retirees. But Amica is open to everyone. You must qualify as a solid customer and you must have a good driving record. It’s tough to get in. But once you’re in, you will be very happy. So, which company is the worst? According to J.D. Power, AIG was the worst insurer. It’s one of the world’s largest insurers, but apparently its customers are not very satisfied. Just above was GMAC, Mercury and Allied. Clark was surprised by one of the lower ranked companies – Progressive. The company is known as being very smart and changing the insurance industry for the better. But again, its customers aren’t getting the service they want, according to the survey.