Clark has been a big fan of electronic bill pay. Since the ‘80s, he’s paid bills over the phone because he’s always though checks were the wrong way to go. The number of people paying bills online has grown in very small increments – until this year! It seems that the number of people who pay electronically will surpass those who pay by check by the end of the year, according to Harris Interactive. So why does Clark like electronic payments so much? First of all, it’s much safer than sending a check. Secondly, you have proof that a bill was paid if questions arise. Best of all, it’s FREE! Check with your bank or credit union on how to set it up. Once you get the vendors and account numbers set up, it’s so easy.