Clark has been talking about Series I Savings Bonds for years, and usually it’s been good feedback. But these bonds are going to see a major drop in value real soon. With I-bonds, you get a minimum guaranteed payment from the government, plus an inflation rate. For the past six months, it’s been a great deal for people. But for the next six months, the rate is going to tank. So, if you have them, you just have to ride it out. But DON’T BUY THEM if you don’t already have them. When you buy them matters because the Feds offer a new rate every six months. Clark may be singing a new tune come November. But for now, don’t buy Series I bonds. And it’s generally not a good idea to buy EE bonds. And don’t dump them if you’ve had them for less than five years. So, what should you buy instead? CDs! Rates on CDs are well into the 5 percent range now, so it’s a good deal. Also, stock brokers can place “broker placed” CDs that are at or near the top of the best rates in the country.