IRS representatives have put out an even more urgent warning about the fake e-mails supposedly coming from its agency. In February, there were 12 phony e-mails circulating. Now, there are 64 e-mails circulating. So, it’s clearly working on some people. The e-mails claim the IRS needs information from you. After getting your social security number, your name and maybe even your credit card number, the criminals take over your account. Sometimes they take over your identity, which is much worse. The IRS would never send out an e-mail asking you to send your personal and financial information in an e-mail message. So what can you do if you’ve responded? First contact your credit card company and file a police report regarding the possible identity theft. Also, add fraud alerts on your credit report and, if possible, freeze your credit file. That way the criminal will not be able to create accounts under your name.