Clark’s six-year-old daughter, Stephanie, gets a lot of mail for being so young. The latest advertisement she got was for a golf vacation getaway for just $199. All she needed was to go to a timeshare presentation and to earn an annual income of $75,000 or more. Clark gets a lot of these “giveaways” too. So, are they worth it? Well, one in three people who stay at these places ends up buying a timeshare. And that is definitely not worth it. First of all, you never want to buy a new timeshare. They lose 80 percent of their value as soon as you buy it. You may think you can go to these getaways and not give in, but somehow it’s working for the salespeople. So, avoid them if you can.