A new report out shows that Americans have set an all-time high on medical expenses, with 16 percent of our nation’s output going to health care. That means that one of every six dollars we spend is siphoned off into medical insurance, hospital care, doctor visits and the like. Our medical expenses are increasing at three times the rate of inflation, which is not sustainable if we’re to compete with other countries. In another silly move, Maryland passed a law that requires Wal-Mart to spend a certain amount on every employee. It completely misses the point that our employers should not be providing our health care. That is one of the reasons why we’re spending so much on health care. Did you know that more than half of the health care provided in our country is being paid for by government? Another large chunk is provided by companies. Neither one makes sense. Choosing your own policy and the coverage you want is much more cost effective. To expect your employer or the government to take care of your health care is not only antiquated but it’s just not smart.