We’re in the early stages of paperwork going strictly electronic in doctor’s offices and hospitals, according to the Dallas Morning News. People will no longer fill out a bunch of paperwork on a clipboard when we walk into the doctor’s office. Instead, you will write your information on an electronic pad. And each time you enter information, it will create a trail of records that will be available to you whenever you need it. It makes things safer and more efficient for patients, and it saves the medical office a ton of money.

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In other financial news, IKEA, Home Depot and other large furniture stores are offering instant store credit plus 20 percent off if you sign up in the store. It sounds like a great deal right? Well, it automatically lowers your credit score when you sign up. So don’t give in no matter how good it sounds.