Homebuilders are offering incentives to get people to buy their homes because it’s become such a tough market out there. Builders are paying closing costs or giving people money to buy furniture to get them to buy. It’s a complete change from the spring when builders could get whatever they wanted for their properties. About 60 percent of builders have to offer incentives these days and some of them have climbed as high as $20,000. Builders are looking for certainty these days because they don’t want to pay lots of interest on a home that is complete. It won’t be a hot buying time until about March of next year, so it’s a great time for you to buy. As for used homes, you know if a home is in good shape thanks to the inspection. The home is already in an established area and you get a much better deal on used property. With a new home the risks are higher because the problems don’t show up until later on.