Bankruptcy filings have hit an all-time high now that the deadline for the new bankruptcy law is approaching. People are running for cover in such high numbers that Clark isn’t sure how the bankruptcy courts are going to be able to process all these claims. At the same time, people affected by Hurricane Katrina need to file now but can’t get everything in order by the deadline. Many of these people were financially sound before the hurricane hit, but now they’re devastated and most of the paperwork they need was destroyed. There has been a lot of pressure to issue waivers to those people and Clark supports that wholeheartedly. Well, the Department of Justice waived the requirement to obtain credit counseling for hurricane victims. But that is the one thing Clark thinks people should have. It would be smarter to waive the strict paperwork requirements for Katrina victims. Many disaster victims still owe money on their homes, but in many cases there is no home and these people have no jobs. As a country we can help these people who were devastated by an act of nature, and Congress needs to step in.