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Aug 09, 2005 -- Web sites/phone numbers mentioned:

• emigrantdirect.com - 3.5% interest rate
• annualcreditreport.com - get your free credit report
• bestcashcow.com - info on rates
• skype.com - call family for free
• telestial.com - make cheap cell phone calls from overseas
• 1-888-477-2669 - legit discount drug programs
• myfico.com - help with credit reports and rates

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