The latest trend in the insurance business is to offer lower premiums for auto insurance in exchange for letting an insurer spy on you. Insurers install a device in your car known as an automotive black box. It records information about an accident and is used to determine what happened in car crashes. In addition, it records how you drive and where you drive. And your insurance rates move up or down, depending on how you drive. According to Progressive Insurance, the boxes are currently recording how fast you drive and what time of day you drive. About 4,800 people have offered to have these spies in their car in order to get cheaper insurance. They’re saving about 12 percent on average, which doesn’t seem like much to Clark. But he would love to sign up! If he’s driving badly, he’d like to know it. And he wouldn’t mind getting a discount on his insurance in the process. Progressive hopes they’ll be able to do this nationwide eventually. And Clark is all for it, as long as it’s voluntary.