How would you like to pay for things with your cell phone? You wouldn’t have to swipe your card over and over again or even carry it with you. All you would have to do is hand over the phone and the item is charged to your cell phone account. It’s called a “Quick Pay” system and it’s already happening in Japan. It will probably create a whole new era of questions on Clark’s show, but it will make paying for things much more convenient. American Express is launching its version to be called “Express Pay.” The transactions will happen in the blink of an eye, and the company will send you this new card if you just call and ask them. Master Card’s version is called the “Pay Pass.” Because things will be much easier to buy, you should be careful.