Many people are in painful relationships with their employers. Employers used to hire employees for long periods of time and give them lots of benefits. This is not the case anymore. Many people used to get pensions, but the L.A. Times recently reported that only 1 in 5 people are enrolled in a traditional pension plan these days. Clark wants listeners to realize that we have to provide for ourselves. The time when our future depended on government and employers is over. A low percentage of employers offer any type of retirement help now. Clark wants you to know you can’t be physically dependent on government or employers to help in your future.