Clark has encouraged people for years to put money into U.S. savings bonds. For years, there was one kind of bond to buy – Series EE bonds. And then came the Series I bonds, which are “inflation adjusted” savings bonds. These pay you a guaranteed rate of interest, plus whatever the rate of inflation is. The EE bonds have been offering people a decent deal with a current rate of 3.25 percent. The I bonds are paying 3.67 percent. But things are about to change. With the next reset in May, traditional savings bonds are no longer going to earn “market interest rates.” Any EE bonds bought before the end of April will still qualify under the old system for up to 30 years. Those bought after that will earn under the new inferior system. The rationale is that the U.S. Treasury wants to offer more money to people who already have money and less money to those without it. So, the EE bonds are slowly going away. So, starting in May, you want to purchase I bonds only, not EE bonds. You human resources will be able to help you if you buy through work. The I bond rate changes every 6 months, and Clark will let you know soon whether they are a good idea to buy.