Clark gets lots of calls from people who would like to work from home because of their schedules and current situations. The problem is that people often get taken by work-at-home scams when they are in that situation. The good news is that the Federal Trade Commission has formed a multi-agency task force that plans to track down these criminal outfits and prosecute them. The FTC is working with the Justice Department and the Postal Service to go after 200 of these companies. The scams include envelope stuffing, refrigerator magnet sales, Web design, medical billing and vending machine businesses. Some people have been taken for $5,000 or more. But even if it’s a small amount – like $50 – don’t believe these scams. Any time someone asks for money up front to start a business, it’s a scam. Check out more at ftc.gov.