Clark wants to give you extra incentive for looking through your credit card bills over the next few months. He doesn’t want to help crooks succeed by going into detail, but basically thieves have figured out a way to steal your money and it involves the “ship to” and billing addresses on online forms. It allows them to get the merchandise and you get the bill. MSNBC reports that it’s spreading like wildfire, so you need to check your statements carefully. Verify the amount you were supposed to be charged. If something shows up on your bill that you didn’t buy or receive, you need to dispute it right away. You have 60 days to file a chargeback complaint and get YOUR money back. Online retailers also need to be careful because they can get taken, if they don’t manually check the addressed they’re sending to.