Despite the claim from auto companies that incentive programs were going away, GM has come out with an incentive offer that is said to top any other previous program. The program, called “Lock & Roll,” includes zero percent financing on two vehicles. The deal is that you get zero percent financing on any GM vehicle. Then, when you’ve paid that car off and are ready to buy another, you get zero percent financing again. It depends on the type of vehicle, and you’ll always be in a car payment. But if you love to have new wheels every 3 to 5 years, this program could be great for you. You can lock in no financing until 2012 or 2014, depending on which offer you take.