Clark talked recently about the nation’s best homeowner’s insurance company according to Consumer Reports. It was Amica Mutual. Now, J.D. Power & Associates has done its own customer satisfaction survey, as well. The company found that USAA got top honors. USAA is available to military members and their families, which is the only downfall. So, who came in second? Amica Mutual. Obviously these two companies are elites in the insurance market. They were so far above all other companies that the organizers of the survey had to create a separate chart for the other companies. As for Amica, it’s almost like joining a private club because it’s so difficult to become a member. The company doesn’t seek out customers or advertise much because it doesn’t have to. They will also question you to the nth degree if you apply. If you make it in, you won’t get a deal your first year. You will pay the equivalent of their retail rate. After that, you’ll pay more of a co-op rate. So, who got the lowest score, according to J.D. Power? The worst was Prudential. Only slightly above was Traveler’s Insurance.