Clark has been on the air since 1987 and he just started getting calls from retirees about three years ago. They want to know how to handle money in their retirement years. You don’t want to spend too much because you’ll run out of money before you die. And you don’t want to spend too little because you’ll live a very frugal life unnecessarily. So, basically you want to spend just the right amount of money. You might have a couple IRAs, some 401ks and some small pensions. Now what do you do? Fidelity Investments may have the answer for you. The company has just spent about $75 million developing software programs that provide support to people in retirement. It allows you to take all of your retirement plans and then customize how much you can afford to spend from each one. More than one in four people are going to retire in the next five years, and many of them are not sure how to spend money. Odds are that one member of a couple will live until 92. So, you need to parcel out the money so that you don’t outlive it. Check out Fidelity’s plan. The good news is that you don’t have to be a Fidelity customer to use it.