The car market is wheezing these days because cars are piling up on dealer lots and in factories. If you’re a stockholder in or you work for one of the automakers, you are not happy. But for consumers, this is great news. The automakers are actually victims of their own success. In 2001, GM and other companies offered zero percent financing and special rebates, and people bought cars like crazy. Today, they have run out of buyers and are now offering three great incentives for you and me. The first is massive rebates – up to $5,000per vehicle in some cases. Secondly, they’re offering zero percent and very low percent financing. Lastly, dealerships are willing and ready to negotiate because they desperately want these cars off their lots. Every day a vehicle sits unsold on a lot, the dealer has to pay finance charges. The Detroit News reports that GM has 1.5 million unsold vehicles right now. It’s reasonable to have a 55 day supply of cars on your lot, but. Ford has a 90-day supply right now. Chrysler has a 72-day supply. Honda has had to double its incentives, and Nissan has increased its cash incentive to almost $2,000 per vehicle. It’s up to you to know the deals and shop around. At detnews.com, there is a complete list of incentives. You can plug in variables and see which offer is best for you. The company also has a top ten list for you. If you’re a credit union member, you may be better off getting a rate with your credit union along with a small incentive from the dealer. But financing through the dealership with a large incentive could work, too. It’s up to you. Also, get instant prices at carsdirect.com.