If you are at or nearing retirement age, you will still get social security benefits. But if you were born after 1965, what are the chances you’ll receive social security? If you were born after that year, it’s going to be up to you save enough for retirement. You will receive some benefits, but not nearly enough to support yourself. How do we know? We are $72 trillion in debt. That is a huge number to grasp, and to close that gap, the government is going to eliminate social security benefits. It’s an issue politicians don’t want to talk about, but they will severely limit benefits in the years to come. Clark thinks we should have mandatory retirement savings accounts that force consumers to put away a percentage of their pay. There is no account number with your name on it in Washington, D.C. for social security benefits, so we have to start saving somehow. And people have to stop thinking the government will provide for us in our retirement.