Clark has been very concerned with corruption going on in 529 or college savings plans. These are wonderful investment opportunities to help pay for college educations and all of the earnings are tax-free for the next seven years. They are very flexible, too. But Congress overlooked some things when they set up the 529 system. According to law, these plans must be sponsored by a state and administered by a brokerage or financial house. Unfortunately, the states don’t always check out the companies that offer to host the plans and some corrupt organizations have gotten involved. As a result some plans have been hijacked and investors’ money was stolen. But Clark has a sure fire way not to get taken. He has put together a “529 Honor Roll” that includes great plans with very low fees. The best, in his opinion, comes from Utah. Utah gets highest honors in his new, revamped survey. But the other 11 plans are listed on the honor roll. Check it out. If your state is on the list, go with that one because you’ll get the added tax benefits of being a resident there. If your state is not on the list, go with Utah. You can also put money into Coverdell plans at the same time. Just remember to fund your own retirement first. That is always your first priority.