What happens to your kids when you die? If they are minor children, and you die without a will, the state decides who gets your kids. What if you don’t have kids but you have a lot of money and no will, the state gets that too. Only about four in 10 adults have wills today. That means there are millions of people in the U.S. who have made no preparation for who is going to raise those kids. If you’re not married and you have no assets, don’t bother with a will. But if you own your own home, you want to do a will. It only takes a few minutes, and there are a lot of Web sites out there that help you. Try buildawill.com and legalzoom.com for starters. Also, “Will Maker” is a program available through nolo.com. We’re all going to die someday, so face it and make preparations. And, put the will in a place where you can easily access it, and tell others where it is.