Are you in good shape for your financial future? An alarmingly new statistic states that less than half of workers under age 35 aren’t saving anything for their future. One key to having a wealth in the future is to utilize the 401K plan at your job. Most employers offer 50 cents for every dollar you save and some even match dollar for dollar. This is free money, so take it! Money put in to a 401K plan grows tax sheltered, which is a great way to save for the future. Many workers in their 20’s and 30’s fail to think far into the future. But if you begin saving under this plan while you are young, you’ll have a boatload by the time you reach 40. Nobody wants to have to work a 5-day week at the age of 64, so cut out those daily indulgences and put that extra $5 a week in a 401K plan.