Clark is traveling around the country on his spring marketing tour, and lots of people have been asking him about the economy. People are very uncertain about several things: Iraq, interest rates and the election. People are looking for a safe cave where they can put their money because they are insecure right now. But your real safe zone should be based on how quickly you will need money. If there were no wars and we were in a perfect economy, you still might need money in an emergency. Save it in boring funds and it will most likely get very little returns. But that’s fine. At least you’re saving for a rainy day. If you have money that’s meant for the long term, Clark encourages you to do two things: diversify and have a plan. Own both stocks and bonds, and invest in several different places and vehicles. If you’re looking for a good place to chill with your money, Clark really likes is the Vanguard Star Fund featured here.