Weight has become a huge issue with health insurance companies. People who are overweight already pay upwards of 40 percent more than people of normal weight. But now health insurance companies are talking about raising your rates if you are prone to obesity. According to the Wall Street Journal, insurance companies have started asking a number of questions about what you eat and how much physical activity you get. Based on your answers, and the possibility that you could gain weight, you may get clobbered on costs. Clark understands the smoking part. There is a direct medical effect and it’s a conscious choice. But some people are able to burn off calories a lot easier than other people, and it’s not a choice. Where do you draw the line? Should people who are prone to obesity also pay higher rates?